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Toy Hauler Insurance Basics
A toy hauler can be a very expensive investment, so it's imperative to make sure you protect it with specialty RV insurance before you take your toys out on the road. By having the right coverage, you can also have peace of mind knowing that if anything happens to your toy hauler, you are covered.
Everyone wants to make sure they have adequate protection for their vacation getaway. That's why it’s important to make sure you protect your toy hauler with specialty RV insurance coverage. With the valuable contents it carries, it's necessary to make sure you have
that specialized coverage against theft, fuel-related fire, and more.
Let AIS RV specialists help you figure out what coverage you need.
Call us today at (800) 449-8943 for your free insurance quote.
Specific Toy Hauler Coverages
Getting to know the types of coverages available is the first step.
Here are some things to be aware of before taking that road trip.
This is a good coverage to have for the items within the toy hauler in the event that the whole unit is damaged. A basic toy hauler policy may only cover the actual toy hauler and not the contents within it.
Replaces total losses with the latest model (new-for-old) or, if not available, a comparable model.
In the event of a total loss, our expanded Agreed Value coverage pays you the amount originally spent for the travel trailer or the appraised value, with no deduction for depreciation and no deductible.
How can AIS help?
At AIS RV, we seek out the policy that best matches your price and protection needs. We have access to multiple high quality insurance companies, which makes it easy to compare toy hauler insurance quotes to find the best combination of price and coverage for you. We can save you time and money-- all while teaching you everything you need to know about your coverage.
Question: Are all the “toys” in the toy hauler covered?
Answer: No. Any motorized vehicles, such as ATV, dune buggies, etc., require their own insurance policy.
Question: Are there any discounts available for toy hauler insurance?
Answer: Some companies offer discounts for being a part of an RV membership or association. Multi policy discounts are available, if you have multiple policies through the same company. Contact your AIS RV agent for details.