Looking for the best price on your homeowners insurance policy? At AIS, we shop multiple trusted companies to find you optimal coverage, the lowest rate, and any qualifying discounts offered by our partners. In fact, there are many common insurance discounts that you might be eligible for right now. Our insurance specialists can help you determine which discounts you qualify for the most savings.

Home Insurance Discounts

It's easier to save on homeowners insurance than you think. See if your home qualifies for one or more of the discounts below.

Policy Insurance Discounts

There are other types of discounts offered by our insurance partners, too. Check out some of the most common ways you can save on your policy. 

Why Choose AIS for Homeowners Insurance?

Depending on the carrier you choose to purchase your policy from, there may be additional discounts available to you. AIS compares both companies and rates to find you the best option. There's no reason to overpay for insurance coverage when you utilize the power of AIS. 

3 Reasons to Switch to AIS:

1. Reliable Coverage

We only partner with top-rated carriers.

2. Average Annual Savings of $650

Get a free quote and start saving today!

3. Excellent Customer Service

Trust us, we've been doing this for 50+ years.

5 Ways to Lower Your Homeowners Insurance Costs

1. Shop multiple carriers

One of the best things about AIS is that you get to compare homeowners insurance rates from multiple insurers all in one place. Instead of going from one carrier website to another, and entering the same information over and over again, you can find the best options right here. This guarantees you receive the right coverage for the best price. 

2. Bundle your home and auto policies

When you bundle your homeowners and auto insurance policies, most carriers offer a discount of up to 15%. Additionally, you won't have to deal with more than one insurer if you ever need to change or update your policies. 

3. Make your home more disaster resistant

Speak with an AIS agent to find out how you can make your home more resistant to windstorms, floods, and other natural disasters. You may qualify for a discount or lower premium if your home has retrofitting, storm shutters, updated plumbing systems, for example. 

4. Improve your home security

Similarly, many insurers offer discounts to policyholders with smoke detectors, burglar alarms, and/or dead-bolt locks. For the best savings, ask an AIS agent if the security system you plan to install will qualify you for a discount on your homeowners insurance policy before installation.

5. Review the value of your possessions every year

It's important to make sure any valuable items or additions to your home are properly insured. However, you don't want to overpay for coverage you don't need. Re-evaluating your expensive jewelry, high-end electronics, and/or valuable artwork may help you save money on your homeowners insurance premium.

Learn About More Coverages

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Real Customers. Real Savings.

Claudia C.

"AIS saved me from having to pay a total of $2,760 for adding a 2020 car on my policy! HUGE savings of over $200 a month!"

Michelle L.

"I’ve been with AIS for over 20 years and I won’t ever leave! Their customer service has ALWAYS been amazing at handling anything I need."

Our Trusted Insurance Partners

AIS is known as the insurance specialist for the people. That's why we've teamed up with multiple insurance companies to compare their rates to find you the best price and coverage for non-standard carriers, standard carriers and premium insurance companies all in one place. Finding you a great deal on any type of coverage from auto, home, commercial and anything in between that fits your lifestyle is what we do best.

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From the Homeowners Blog Feed