California Auto Insurance: Pick Your Price
Find The Right Coverage and Right Price on California Auto Insurance
AIS, the California Auto Insurance Specialists, shops dozens of California auto insurance carriers to find you the best combination of price and coverage. To shop California auto insurance carriers' rates online, start your AIS Instant Quote® by clicking "Start Quote".
PICK YOUR PRICESM
Right coverage. Right price.Pick Your PriceSM custom California auto insurance quotes. AIS representatives help you determine which auto insurance carrier and coverage is right for you. Our licensed and knowledgeable representatives will help you every step of the way. If you have a perfect price in mind, our Pick Your Price service allows our representatives to tailor coverage to you.
We also offer additional coverages for your vehicle including, rental car reimbursement, gap coverage, mechanical breakdown and towing.
More Information about California Auto Insurance CoverageThe standard California auto insurance policy is made up of the following coverages:
AIS ServiceAISinsurance.com has robust service offerings, including, the option to request changes of California auto insurance coverage online. We also offer customer service by phone, or at over 20 of our locations across the state of California.
After you complete our simple four step online quote process, you will receive an AIS Instant Quote® on the coverage you requested! This quote will include not one, but many California Auto insurance carriers' rates. These rates will all reflect the same coverage level that you selected during the AIS Instant Quote® process.
Frequently Asked Questions
Yes, most of our auto insurance companies comply with this DMV regulation. Auto insurance companies have 30 days to notify the DMV.
Insurance carriers may cover the repair costs to a damaged rental car under the physical damage section of your policy. However, expenses such as loss of use, diminution in value, before and after charge will not be covered by your insurance carrier. In order to avoid putting yourself at risk of having to pay high out of pocket expenses, consider purchasing the rental car agency's physical damage waiver.
You, your spouse (unless excluded), any listed driver, and any non-resident you allow to drive your car. Any permissive user will be covered at the state minimum liability limits. Any excluded persons are not covered. All residents of your household must be either listed as drivers or excluded from coverage. If you fail to do so, your carrier may rescind, or flat cancel your policy. You should advise us immediately of any new household residents, as coverage for these drivers is not always automatic.
In the event of a total loss, Loan/Lease "Gap" Coverage pays funds in addition to the actual cash value of the automobile to enable the insured to close out a lease or finance contract on the affected vehicle. This coverage is typically available on new cars and must be purchased within a given number of days of vehicle purchase. The coverage, as with all coverage, has limitations and varies from carrier to carrier. One important limitation is that it doesn't cover the amount rolled into the current loan from a prior loan or lease.
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You know that you are required to obtain and maintain auto insurance in order to legally drive in the state of California