California Boat Insurance
AIS - Great Rates and Coverage for Your Boat
For more than 10 years, AIS has been offering its clients California boat insurance. AIS works with multiple boat owners insurance carriers that offer coverages for many types of boats including sailboats and yachts.
About California Boat InsuranceAvailable boat owners coverages can help protect more than just your boat. Most policies include liability coverage which includes protection for your passengers and liability for water sports activities. Damage to furniture, the hull, sails, and machinery are generally covered by boat owners insurance.
Uninsured Boaters CoverageProtect yourself against damage caused by an uninsured boater. This coverage will protect your fishing equipment and your personal property on your boat. Uninsured boaters bodily injury coverage pays for medical treatment, wage loss, and other damages sustained as a result of a boating accident where the liable boater does not have California boat insurance.
About Total Loss ReplacementReplaces your boat with the latest model (new for old), or if not available, a comparable model. Once the coverage is purchased, it can remain in place through the 10th model year.
After you complete our online California boat insurance quote request, you will receive a phone call from an AIS representative! The representative will walk you through the quote process and present the best rates available for you.
Frequently Asked Questions
No. Some carriers require you add this as a separate coverage while others automatically include it on their policy.
Some carriers will give you a discount if you submit proof that you completed a safety course.
We have a boat that we take to Arizona and store there. Am I able to obtain a policy in California for this boat?
Carriers normally require that you obtain an insurance policy in the state in which your boat is stored.
No. There are restrictions on who is and who isn't covered while operating your boat.
Most homeowner policies will provide limited coverage for a small watercraft/boat but such coverage availability is usually based on the size and horsepower of the boat. If it exceeds these parameters, the homeowner will not cover and for coverage you will need to obtain a separate policy for your watercraft/boat.
Most people are under the impression that the only chance they get to save on insurance is when shopping for a new policy, or renewing an old one
Because ATVs (All Terrain Vehicles) are not street legal, they are not required to carry vehicle insurance in California
Driving a large vehicle such as an RV presents its share of challenges – at first