California Classic Car Insurance

Yes, most of our auto insurance companies comply with this DMV regulation. Auto insurance companies have 30 days to notify the DMV.

Insurance carriers may cover the repair costs to a damaged rental car under the physical damage section of your policy. However, expenses such as loss of use, diminution in value, before and after charge will not be covered by your insurance carrier. In order to avoid putting yourself at risk of having to pay high out of pocket expenses, consider purchasing the rental car agency's physical damage waiver.

You, your spouse (unless excluded), any listed driver, and any non-resident you allow to drive your car. Any permissive user will be covered at the state minimum liability limits. Any excluded persons are not covered. All residents of your household must be either listed as drivers or excluded from coverage. If you fail to do so, your carrier may rescind, or flat cancel your policy. You should advise us immediately of any new household residents, as coverage for these drivers is not always automatic.

In the event of a total loss, Loan/Lease "Gap" Coverage pays funds in addition to the actual cash value of the automobile to enable the insured to close out a lease or finance contract on the affected vehicle. This coverage is typically available on new cars and must be purchased within a given number of days of vehicle purchase. The coverage, as with all coverage, has limitations and varies from carrier to carrier. One important limitation is that it doesn't cover the amount rolled into the current loan from a prior loan or lease.