California Flood Insurance
AIS has been offering Californians' flood insurance coverage for over twenty years. AIS shops multiple California flood insurance carriers to find you the best combination of price and coverage for your home.
Competitive Rates on California Flood InsuranceAs a California homeowner, it is important to protect your assets and your home from any damage caused by flooding. Most homeowners insurance policies do not cover damage caused by floods. Yet, many of us live in areas where a flood could occur and are not aware of it. Our California flood insurance can provide the extra protection you need.
California flood insurance protects against floods caused by any of the following:
After you complete your quote request, you will be contacted by an AIS representative! The representative will provide you with not one, but several flood insurance carriers' rates.
Frequently Asked Questions
Lenders require flood for any home in a mandatory flood zone as these areas are more likely (as determined by the U.S. Army Corps of Engineers) to be subject to flooding.
Yes, provided your community participates in the National Flood Insurance Program. A flood can occur anywhere. Flood zones merely measure probability.
Yes. Mudflow is actual earth being moved by water and is flowing because the water is also flowing. If the mudflow crosses over another property onto and through your property, it will be covered. In summary, if the "mud" moves like water...it is covered. If it moves like earth it is a landslide and not covered.
No. Depending on the cause of the pipe bursting, the resulting water damage may be covered under your homeowner policy. Your flood policy will cover any damages caused by flowing water that comes into and through your home from another property.
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