California Homeowners Insurance
California Homeowners Insurance CoverageAIS has been offering Californians quality homeowners insurance coverage for over twenty years. AIS shops multiple California homeowners insurance carriers to find you the best combination of price and coverage for your needs.
As a California homeowner, it is important to protect your dwelling, personal property, and yourself against fire, theft, liability and natural disaster. Mortgage companies operating in the state of California require homeowners insurance in order to secure your loan. AIS can help you find the right California homeowners insurance policy for you.
The typical California homeowners insurance policy covers the following
California Insurance Service is Our SpecialtyAIS has over 20 offices in the state of California. Any one of them can assist you, Monday through Friday, 9 am to 6 pm. We also offer service on your California homeowners insurance policy over the phone, or on our website.
After you complete our online quote process, you will receive an AIS Instant Quote® on the coverage you requested! This quote will include not one, but many California homeowners insurance carriers' rates. If you wish to speak to a representative about any questions you have, or wish to purchase your home owners policy, click "Please Contact Me" at the end of the quote process.
AIS can help you save even more money by packaging your auto and renters policies with one carrier!
Frequently Asked Questions
This coverage provides protection for the contents of your home and other personal belongings owned by you and other family members who live with you.
Sometimes companies offer discounts for burglar alarms and fire protection devices such as smoke detectors, alarms, and sprinklers. You may also receive a discount if you have another policy with the same carrier. Ask one of our representatives about all the discounts available.
Yes, jewelry is usually covered on a Homeowners policy, but is subject to the carrier's underlying limit. If additional coverage is needed beyond this amount, most carriers will allow you to schedule the item for an additional premium, based on the appraisal value.
Accidental breakage is not a covered peril.
Most people are under the impression that the only chance they get to save on insurance is when shopping for a new policy, or renewing an old one
Because ATVs (All Terrain Vehicles) are not street legal, they are not required to carry vehicle insurance in California
Driving a large vehicle such as an RV presents its share of challenges – at first