California Motorcycle Insurance
AIS - Motorcycle Insurance Specialists
AIS offers over twenty years experience in finding clients great rates on California motorcycle insurance coverage. AIS shops multiple California motorcycle insurance companies to find the best combination of price and coverage for you and your motorcycle.
Types of Motorcycles CoveredMost California motorcycle insurance policies cover cruisers, street sport, touring, high performance bikes, and scooters. If you are a motorcycle enthusiast, and have needs that are unique to your motorcycle, ask an AIS representative for details on a policy that is right for you.
Uninsured / Underinsured Motorist CoverageProtects the driver and passenger of a motorcycle damaged by an at fault driver that is uninsured or underinsured. Underinsured motorist coverage provides additional coverage on top of the injured parties' liability coverage in the event the injuries cost exceeds their limit of coverage and the limit for the underinsured motorist coverage is higher than their bodily injury liability limit.
Custom Parts and EquipmentCustom motorcycle equipment, parts, and after-market parts are generally not covered by a standard California motorcycle insurance policy. If your motorcycle has been customized, you will require additional coverage. Some carriers allow an insured to purchase additional coverage for these items.
After you complete our online California motorcycle insurance quote process, you will receive an AIS Instant Quote® on the coverage you requested! This quote will include not one, but many California motorcycle insurance carriers' rates. If you wish to speak to a representative about any questions you have, or wish to purchase your policy, click "Please Contact Me" at the end of the quote process.
Frequently Asked Questions
No This policy would not provide coverage for your dirt bike as you would need to obtain a motorcycle policy or recreational vehicle policy, even if you don't drive the bike on public roads.
All minor traffic convictions and accidents remain on your driving record for three years. Alcohol related major violations remain on your driving record for ten years. Points for traffic convictions and chargeable accidents are added and removed at the renewal of your policy. There is no change to the policy during your policy period to add or delete points.
Most state laws require that you carry a minimum amount of liability insurance, which pays for the injuries or damages you cause to someone else. While some people need only the minimum level of protection, others have assets that they need to protect. If you are unsure about how much liability insurance you need, consult an AIS insurance professional. We can tailor a program to provide the right amount of protection for you and your family.
Comprehensive coverage pays for direct and accidental damage to the insured's automobile, other than that caused by Collision. All losses not specifically excluded are covered and such coverage usually has a deductible.
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