California Umbrella Insurance
AIS has offered Californians quality umbrella insurance for over twenty years. AIS shops multiple California umbrella insurance carriers to find you the best combination of price and coverage for your needs.
California Umbrella Insurance Coverage FactsAs a Californian with assets to protect, it is important to be sure that you have an extra level of protection to cover your auto, home, and other personal property in case an accident occurs and the injured party takes legal action against you. AIS can help you find the right California umbrella insurance policy for you.
An umbrella policy can provide additional coverage of $1 million or more, to go beyond the limits of auto, homeowners, and other vehicle and property insurances you may have.
California umbrella insurance policies also cover you in the event of any of the following situations: false arrest, libel, slander, and liability coverage for rental units that you own.
After you complete your California umbrella insurance quote request, you will be contacted by an AIS representative! The representative will provide you with not one, but many umbrella insurance carriers' rates.
Frequently Asked Questions
I have high liability limits on my auto policy and on my homeowner policy, why would I need an umbrella?
An umbrella policy may offer you additional coverage to protect your assets in case of a liability loss that may exceed your current limits on both your auto or homeowner policy. Umbrella policies can also help plug "gaps" that may exist in your other coverage.
There are certain carriers that offer worldwide coverage for selected exposures such as non-owned auto and non-owned watercraft.
If your assets are more than the liability limits you have on your auto and homeowner policy, you may want to consider purchasing a policy. The need for liability insurance is often driven by public perception. If you are seen as having assets then you may be a good candidate for umbrella liability. Do you own a home, drive nice cars, have a title at work? Are you well known in your community?
Most people are under the impression that the only chance they get to save on insurance is when shopping for a new policy, or renewing an old one
Because ATVs (All Terrain Vehicles) are not street legal, they are not required to carry vehicle insurance in California
Driving a large vehicle such as an RV presents its share of challenges – at first