Protecting your personal belongings.
Keep your favorite things safe with AIS.
AIS Insurance offers affordable, quality renters insurance coverage. Do all renters need Renters Insurance? Well, as a renter, it is important to protect your personal belongings, like furniture, TVs, clothing, electronics, etc., from fire, theft, and natural disaster. In addition, you’ll be protecting yourself from any liability related claims. Without renters' liability coverage, you could be putting your savings, equity and future earnings at risk in the event of a lawsuit.
Renters Insurance: Common Coverage Options
- Personal property coverage
- Personal liability coverage
- Additional contents coverage
- "Loss of use" coverage
- Guest medical payment
Personal property coverage (usually at replacement cost) protects your valuables, such as furniture, electronics, clothes, etc.
Personal liability coverage protects you from costs when you’re deemed legally responsible for injury done by the insured to a Third Party, or damage done to their property
Additional contents coverage can protect valuables such as jewelry, antiques and fine art
"Loss of use" coverage can help cover additional living expenses such as temporary housing in the case of a covered loss
Guest medical payment can help cover the medical expenses for your guests if they are injured on your property
How can AIS help?
At AIS, we seek out the policy that best matches your price and protection needs. We have access to multiple high quality insurance carriers, which makes it easy to compare Renters Insurance quotes to find the best combination of price and coverage. We can save you time and money-- all while getting to know your unique situation (and teaching you everything you need to know about your coverage.)
Question: Does your landlord’s insurance cover your personal belongings?
Answer: No. Your landlord’s insurance is to protect the overall structure and any liability-related claims against them.
Question: Will I get a discount by bundling my auto and renter’s policies?
Answer: Yes. Some carriers give up to a 15% discount on your insurance.
If Renting My Home, What Type of Insurance Do I Need?
When you own a home and purchase homeowners insurance, your policy will cover damage to the home and it will also protect your family if anyone is injured on your property or if you or your family happen to accidentally injure or damage other people or their property. But what if you decide…