About Me
I work with small to mid-size businesses to ensure businesses are protected from liability and property losses. Commercial insurance is one of my specialties and I am committed to helping you find the best protection for your business.
Give me a call or send me an email. I'll be happy to answer any questions you might have.
Ask Me About
Business Auto Insurance provides coverage that a standard Personal Auto policy cannot. If your business uses vehicles to operate, such as visiting job sites or transporting clients or materials, you likely need Commercial Auto Insurance to cover your vehicles and employees.
A Business Owner's Policy is one convenient package that combines commercial property insurance, general liability insurance, and business income insurance. You can add additional coverages or bundle other types of insurance policies to your BOP.
Commercial Property Insurance coverages protect businesses against financial losses due to fire, infrastructure issues, natural disasters, theft, vandalism, and more.
General Liability Insurance protects contractors and small-business owners against claims of bodily injury claims, medical costs, and property damage.
Workers’ Compensation Insurance protects businesses and employees when a worker becomes sick or injured from an employment-related cause.
Here are additional commercial insurance coverages to consider:
Earn With AIS Referral Rewards
Friends help friends save money. But why not earn a little extra money while doing it?
We'll send you a $100 e-gift card for each friend or family that gets a business insurance quote from us. It's that easy and referral rewards add up quickly! So, start telling your friends and family about AIS!
We offer gift cards from:
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Frequently Asked Questions
Let's start with the basics. Most commercial insurance quotes require the following information:
- - Business name and location
- - Owner information and experience
- - Details of business operations (industry, entity, FEIN#, etc.)
- - Gross annual sales/receipts
- - Claim history
- - Number of employees and annual payroll
- - Commercial Auto Vehicles: Driver's DOB, driver's license #, VIN #, and current insurance coverage
- - Commercial Building: Address, year built, square footage, building construction, type of roof, plumbing, and electrical
Generally, it's a good idea to review all of your insurance needs at least once a year. If you have any major business changes such as hiring an employee or adding a new product or service, give me a call and we can take a look at whether adding additional insurance for specific types of risk may make sense.
In most cases, business insurance is required by law. Most states require businesses with employees to obtain workers' compensation insurance. Businesses who own commercial vehicles or trucks must also be insured with commercial auto insurance. Depending on where you live, your state law may also require you to obtain insurance as part of the licensing process.
The size of your business, where you operate, gross income, types of services offered, the number of employees, and claim history determine the cost of insurance for your business. Most insurance companies will offer you a package deal for the coverage you want. If you want to know the exact cost to insure your salon, request a free business insurance quote today!
Unlike those smaller agents you call and can never get ahold of, we offer a direct line to our clients and an entire support team to assist with your business needs. AIS is the largest Insurance Agency in California and it's easy to see why. They have continually expanded their options for coverage to meet clients' needs.
"I seldom leave any reviews but I feel taking the time to leave this positive review is justified. I had the pleasure of working Amanda Peña for my insurance needs. Amanda is extremely diligent and competent. She has taken the time to provide explanations for all of my questions and concerns. Amanda has been very educational and pointed things out to me that I would have easily looked over. She's very down-to-earth, has a good sense of humor, extremely kind and patient despite my many questions. I definitely recommend them and will be working with them again!" - William K. (Temple City, CA)
Yes! You can follow my Facebook Business Page. On my page, you will find helpful insurance tips, relevant industry news, and any other information that may be useful to you. Follow my page and be sure to tell your friends and family!