AIS Update on COVID-19:  To all auto insurance customers, insurance companies may be issuing premium reductions and relief. We've provided a list of insurance companies and additional information.  Learn more.

EARTHQUAKE INSURANCE

You need coverage for when the unpredictable happens

Keep Your Future On Solid Ground

Depending on where you live, Earthquake Insurance may be the most important form of coverage for your home. However, most Homeowners Insurance policies don't cover damage caused by earthquakes. It’s important to be covered, especially if you live in an earthquake-prone area. Repairs can easily add up to thousands of dollars without reliable Earthquake Insurance.

home destroyed by earthquake

Basic Coverages

Earthquake Insurance is a separate policy added onto your existing policy. Homeowners, condo owners, mobile home owners and renters often buy Earthquake Insurance to cover damages that may occur to personal belongings and for living expenses during repairs and rebuilding.

earthquake emergency kit for home

Additional Coverages

The California Earthquake Authority (CEA) offers a Homeowners Choice Policy, which allows you to have separate coverages for Dwelling and Personal Property. Ask an Insurance Specialist about what your state offers and what coverage is right for you.

Understanding Earthquake Insurance

It is important to protect your assets and your home from any damage caused by earthquakes. Remember that your policy is designed to cover the amount required to rebuild a dwelling, not its value including land.

What Does Earthquake Insurance Cover?

Why Do You Need AIS?

AIS Insurance Specialists are available to add Earthquake Insurance to your existing Homeowners, Renters or Condo Insurance policy. Rates vary significantly depending on location and proximity to earthquake-prone areas. We’re here to find you the lowest rates for the most valuable coverage available. If you don’t already have a Homeowners or Condo Insurance policy, speak with one of our Insurance Specialists today.

50+

Years of Service

700+

Positive Reviews

300,000+

Customers Served

Additional Insurance Coverages To Bundle

Wouldn’t it be great if you could save money on insurance for all your assets? At AIS, we find you affordable coverage for your car, home, recreational vehicles, business and more.

We compare the best rates from trusted carriers, so you know you’re getting the best protection for the best price. Our Insurance Specialists can help you bundle your policies for a discount, too. Finding multiple ways to save money on your insurance premiums is what we do best.

See All Coverages

Related Earthquake Insurance Articles

Prepare Your Home Before An Earthquake Strikes
Prepare Your Home Before An Earthquake Strikes

While it does little good to anxiously expect the worst to happen, it is a wise idea to look into your Earthquake Insurance options to obtain some peace of mind.

Is Flood Damage Covered By My Homeowners Insurance
Is Flood Damage Covered By My Homeowners Insurance?

As a homeowner, you don’t want to make the common mistake of assuming that your Homeowners Insurance policy covers damage caused by flooding.

What To Know Before Buying Homeowners Insurance
What To Know Before Buying Homeowners Insurance

If you're in the process of buying a condo or considering other options for an insurance carrier, it’s important to understand the coverage options available to you first.

All The Insurance You Need In A Lifetime
All The Insurance You Need In A Lifetime

As you go through life, there are different types of insurance you may require. From Auto to Umbrella Insurance, make sure you always have the coverage right for you.