EMPLOYMENT PRACTICES LIABILITY INSURANCE

Protecting Your Business and Employees

Protecting Your Business and Employees

Employment Practices Liability Insurance (EPLI) covers a company from claims made by employees (and even employee candidates and contractors) alleging harassment, discrimination, wrongful termination and other employment-related issues.

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Basic Coverages

EPLI can help cover the financial liabilities from legal fees, settlements and judgments that result from a claim against your business. Only employment-related issues are covered, including breach of contract, defamation, discrimination, failure to employ/promote, sexual harassment and more.

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Additional Coverages

While you can buy EPLI as a standalone, it can also be added as an endorsement to a General Liability or Business Owners Policy (BOP). An AIS Business Specialist can assist you in using EPLI to reduce your vulnerability to financial loss.

Understanding Employment Practices Liability Insurance

Insurance is the contractual transfer of the financial consequences of loss to another party. When you buy Employment Practices Liability Insurance, an insurance company is promising its duties, exclusions and conditions under which they will cover you in the event of a loss.

EPLI can help cover the financial liabilities from legal fees, settlements, and judgments that result from a claim against your business. Only employment-related issues are covered, such as:

Why Do You Need AIS?

AIS Business Specialists are trained to identify areas where your business may be exposed to loss. All you need to do is provide basic information about your business and some details on past claims. This information will help our Business Specialists search top insurers to find you the coverage that fits your business and budget.

We’re here to help.

53%

of the workforce is employed by small businesses

50%

roughly the percent of claims based on retaliation

Additional Insurance Coverages to Bundle

Wouldn’t it be great if you could save money on insuring your business and all of its assets? At AIS, we find affordable coverage for a wide variety of businesses.

We compare the best rates from multiple trusted carriers, so you know you’re getting the best protection for the best price.

See Coverages

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