AIS Update on COVID-19:  To all auto insurance customers, insurance companies may be issuing premium reductions and relief. We've provided a list of insurance companies and additional information.  Learn more.

MOTORCYCLE INSURANCE

Love your insurance as much as you love your bike

Let Us Protect the Bike You Love

Your motorcycle is more than just a ride. It’s also more vulnerable than a car. That’s why you need dependable Motorcycle Insurance. Whether you have a high-performance bike, scooter or customized motorcycle, let an AIS Insurance Specialist find you the right level of protection at an affordable rate.

Motorcycle instrument dashboard

Basic Coverages

Every motorcycle on the road must meet the state’s Motorcycle Insurance requirements. While some states only require Bodily Injury and Property Damage Liability Insurance, others have different minimums. You can see what your state requires at your local DMV.

Red motorcycle cruiser

Standard Coverages

Some Bodily Injury and Property Damage Liability policies do not cover injury to a passenger. If the insured is at fault in an accident, Guest Passenger Liability Insurance covers that passenger if they are injured. Uninsured/Underinsured Motorist coverage protects the insured in the event that the at-fault motorist is uninsured or underinsured.

Custom chopper motorcycle

Additional Coverages

Custom motorcycle parts and equipment added after manufacture of vehicle and not of the type provided by the manufacturer are often excluded in a standard policy. Custom Parts and Equipment Insurance covers these custom or aftermarket parts, like sound systems and wheels.

Understanding Motorcycle Insurance

When riding a motorcycle, it's important to have the right levels of protection, including safety and coverage.

Attending riding instruction courses, always wearing a helmet, regular upkeep and maintenance to your bike are some effective ways to stay protected.

Other safeguards like installing an alarm and wheel locks, as well as carrying sufficient insurance will help prevent the theft of your motorcycle and contribute to a safe and enjoyable riding experience.

What Types of Motorcycle Insurance Coverages Can You Buy?

Why Should You Insure Your Motorcycle With AIS?

The great rates that AIS finds don’t stop with Auto Insurance. We also shop multiple Motorcycle Insurance companies to get you the best price and protection for your bike. AIS Insurance Specialists review all coverage options in detail to find the policy that’s right for you, whether you have a high-performance bike, a scooter or a customized motorcycle. If you have a customized motorcycle, you may want to secure additional coverage because custom or aftermarket parts are generally not covered in a standard policy.

AIS Insurance Specialists provide outstanding customer service, without ever charging a broker fee. If you also own a home or car, consider bundling your policies for a multi-policy discount. Our agents are here to find you every price break available.

1885

The first gas-powered motorcycle was invented

2,019 mi

The longest distance riding a motorcycle

75%

Of motorcycle accidents happen with another vehicle

Additional Insurance Coverages to Bundle

Wouldn’t it be great if you could save money on insurance for all your assets? At AIS, we find you affordable coverage for your car, home, recreational vehicles, business and more.

We compare the best rates from trusted carriers, so you know you’re getting the best protection for the best price. Our Insurance Specialists can help you bundle your policies for a discount, too. Finding multiple ways to save money on your insurance premiums is what we do best.

See All Coverages

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