AIS Update on COVID-19:  To all auto insurance customers, insurance companies may be issuing premium reductions and relief. We've provided a list of insurance companies and additional information.  Learn more.

CLASSIC CAR INSURANCE

A classic car deserves outstanding coverage

A Special Car Deserves the Right Coverage

Your classic car is more than a mode of transportation. It’s also more than an investment. Our Insurance Specialists know that standard Auto Insurance is inadequate and too expensive for your vehicle. Our partner, Hagerty Insurance, makes it easy to create a specific Classic Car Insurance policy with the right essentials, extras and discounts.

Classic Car Mustang

Basic Coverages

Even a classic car on the road must meet the state’s Auto Insurance requirements. While some states only require Bodily Injury Liability and Property Damage Liability, others have different minimums. See what your state requires at your local DMV.

Classic Car Interior

Standard Coverages

Standard coverages include Collision, Comprehensive, Uninsured/Underinsured Motorist, Medical Expenses and Personal Injury Protection. Note that if you’re found at-fault in an accident, Liability Insurance alone will not cover your losses, only the other drivers’.

Classic Car Ford Thunderbird

Additional Coverages

There are supplements available to Classic Car Insurance, often including Roadside Service, Agreed Value Coverage, Spare Parts Coverage, Optional $0 Deductible, Trip Continuation Coverage and Vehicle Under Construction Coverage.

Understanding Classic Car Insurance

Classic car owners generally don’t drive their vehicles often, meaning they are less likely to get into an accident. Additionally, they make sure to keep their cars in pristine condition.

Because they are cautious drivers and do not put their vehicles at high risk, Classic Car Insurance is not only a more comprehensive protection, but it also tends to cost less than a regular Auto Insurance policy.

What are the Classic Car Categories?

Why AIS For Your Classic Car Insurance?

AIS partners with Hagerty Insurance, which offers a variety of protections for classic cars, kit cars, antique cars and more. They are as passionate about cars as you are about yours. They understand classic car owners, which is why they have policies that cater to your unique needs. 

Hagerty’s in-depth knowledge of vehicles and their owners allows us to offer you the best Classic Car Insurance coverage for the least amount of money. In fact, taking care of you and your classic car is what they specialize in.

56 years

Median Age of Collector-Car Owners

2,500 miles

Less Annual Mileage

5 million

Classic Cars Owned in U.S.

Additional Insurance Coverages to Bundle

Wouldn’t it be great if you could save money on insurance for all your assets? At AIS, we find you affordable coverage for your car, home, recreational vehicles, business and more.

We compare the best rates from multiple trusted carriers, so you know you’re getting the best protection for the best price. Our Insurance Specialists can help you bundle your policies for a discount, too. Finding multiple ways to save money on your insurance premiums is what we do best.

See All Coverages

Related Classic Car Insurance Articles

cream classic car
What Insurance Do I Need for a Classic Car?

Definitions of collectible or classic cars vary depending on state and insurer. However, most policies for these cars are similar, but with different rates.

blue classic car
Classic Car Auction Tips For Beginners

Do you have your eye on the classic car of your dreams? Are you heading to an auction to bid on it soon? See these tips on how to obtain the car of your dreams.

red classic car
The Do’s and Don’ts of Classic Car Insurance

You wouldn't subject your classic car to rough off-road conditions, icy roadways, or harsh conditions. So, why would you subject it to the wrong insurance?

dark red classic car
Expert Tips for Getting Your Classic Car

The classic car experts at Hagerty® have put together the following start-up checklist. If your classic car has been sitting for a while, take the time to prep before a long drive.