Learn more about California's new minimum auto insurance requirements.
About Me
I joined AIS Insurance in 1998 and I am licensed in many states. Excellent service and a thorough assessment of your insurance picture are what I strive for in every interaction with my clients.
Give me a call or send me an email. I'll be happy to answer any insurance questions you might have.
Ask Me About
Business Auto Insurance provides coverage that a standard Personal Auto policy cannot. If your business uses vehicles to operate, such as visiting job sites or transporting clients or materials, you likely need Commercial Auto Insurance to cover your vehicles and employees.
A Business Owner's Policy is one convenient package that combines commercial property insurance, general liability insurance, and business income insurance. You can add additional coverages or bundle other types of insurance policies to your BOP.
Commercial Property Insurance coverages protect businesses against financial losses due to fire, infrastructure issues, natural disasters, theft, vandalism, and more.
General Liability Insurance protects contractors and small-business owners against claims of bodily injury claims, medical costs, and property damage
Workers’ Compensation Insurance protects businesses and employees when a worker becomes sick or injured from an employment-related cause.
Here are additional commercial insurance coverages to consider:
Earn With AIS Referral Rewards
Friends help friends save money. But why not earn a little extra money while doing it?
We'll send you a $100 e-gift card for each friend or family that gets a business insurance quote from us. It's that easy and referral rewards add up quickly! So, start telling your friends and family about AIS!
We offer gift cards from:
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Frequently Asked Questions
Let's start with the basics. Most commercial insurance quotes require the following information:
- Business name and location
- Owner information and experience
- Details of business operations (industry, entity, FEIN#, etc.)
- Gross annual sales/receipts
- Claim history
- Number of employees and annual payroll
- Commercial Auto Vehicles: Driver's DOB, driver's license #, VIN #, and current insurance coverage
- Commercial Building: Address, year built, square footage, building construction, type of roof, plumbing, and electrical
Generally, it's a good idea to review all of your insurance needs at least once a year. If you have any major business changes such as hiring an employee or adding a new product or service, give me a call and we can take a look at whether adding additional insurance for specific types of risk may make sense.
In most cases, business insurance is required by law. Most states require businesses with employees to obtain workers' compensation insurance. Businesses who own commercial vehicles or trucks must also be insured with commercial auto insurance. Depending on where you live, your state law may also require you to obtain insurance as part of the licensing process.
The size of your business, where you operate, gross income, types of services offered, the number of employees, and claim history determine the cost of insurance for your business. Most insurance companies will offer you a package deal for the coverage you want. If you want to know the exact cost to insure your salon, request a free business insurance quote today!
It's important to get a professional assessment of your business to ensure you're properly covered. Many clients believe all insurance policies are the same, but I'll thoroughly explain your coverage options to guarantee you're not paying for anything unnecessary.
I once saved a roofing contractor over $75,000, including workers' comp. But don't just take my word for it - here's what my clients say about working with me:
“Clayne was right on it from the start of the call. He was very informative. He gave the best customer service I have experienced in years.”
“The agent was knowledgeable and thoughtful. He communicated effectively and researched and found the best option for me.”
“Knowledgeable, straightforward, and very easy to talk to. Clayne answer all my questions and also pointed out other coverages and policies that might be helpful in the future.”