James Oduor
(866) 520-7335 ext. 78230
About Me
I joined AIS insurance in 2014. I have over 20 years of experience offering insurance and investment products. I am very thorough with my efforts to find the best rate for my clients.
Feel free to reach out to me by phone or email. I will be happy to discuss your insurance needs.
Ask Me About
From accidents and windshield damage to lawsuits and more, AIS offers affordable car insurance coverage to protect you against just about anything. I’ll help you compare quotes from multiple insurance companies at the same time, so you can save time, choose the coverage you want, and pick what you want to pay. Here are additional auto insurance policies we offer:
• Classic Car Insurance
• Mexico Auto Insurance
• Rideshare Insurance
A standard Homeowners Insurance policy typically covers the physical structure of your home and personal property in addition to liability coverage if you’re responsible for another person’s injury or damage to their property. If you’re unable to stay in your home during repairs due to a covered loss, additional living expenses may be provided for you. Here are additional property insurance policies we offer:
• Landlord Insurance
• Flood Insurance
• Earthquake Insurance
Condo Insurance covers what your association doesn’t. It generally covers “the walls in” such as your personal property, interior structures, or injury-related claims against you. Your condo association will generally carry a master insurance policy that covers the outside/physical structure of your condo and common areas like the swimming pools and clubhouses.
Unfortunately, your landlord’s insurance policy only pays for damages to your apartment building, not your belongings. With Renters Insurance, not only are your personal belongings covered, but it may also pay for medical bills if someone is injured in a covered loss, or additional living expenses if your home is not livable due to an occurrence.
Whether you ride a sport bike, touring bike, cruiser, scooter, or custom hog, we have you covered. Choose basic protections like Bodily Injury Liability, Property Damage, and Comprehensive and Collision coverage, or choose to include extra coverage to protect yourself and your bike like Roadside Assistance, Carried Contents, and Custom Parts Insurance.
From luxury Class A motorhomes to pop-up campers, AIS Insurance insures all types of recreational vehicles – even campervans and utility trailers. With specialized RV Insurance coverage, you have the option to add Repair/Replacement Cost Coverage, Personal Property Coverage, Full-Timer’s Coverage, Campsite Liability, and more.
Here are additional insurance coverages to consider:
• Business Insurance
• Umbrella Insurance
• Pet Insurance
Didn’t find what you’re looking for? Give me a call and I can help you find the right coverage for your needs.
Earn With AIS Referral Rewards
Friends help friends save money. But why not earn a little extra money while doing it?
We'll send you a $25 e-gift card for each friend or family that gets a business insurance quote from us. It's that easy and referral rewards add up quickly! So, start telling your friends and family about AIS!
We offer gift cards from:
Amazon • The Home Depot • Best Buy • Target • Starbucks • Walmart • And More
Frequently Asked Questions
Let's start with the basics. Most auto insurance quotes require the following information:
• Driver name(s) and date of birth
• Driver license number(s)
• Year, make, model, and vehicle identification number (VIN) for each car you need to insure
• Address where the vehicle is garaged
• Prior insurance carrier and current coverage and limits
• Ticket and accident history
I may ask whether you rent or own your home and a bit about your assets and background. This information can be helpful to help you choose your liability coverage and discover discounts you may qualify for.
Generally, it's a good idea to review all of your insurance needs at least once a year to ensure that your family and belongings are appropriately protected. If you experienced any significant life event such as getting married, buying a house, or sending your child off to college, give me a call and we can take a look at whether adding additional insurance for these specific types of risks may make sense.
The minimum amount of car insurance you’ll typically need is state-required liability coverage. But keep in mind, state requirements vary widely. Your state may mandate higher or lower limits than others while also requiring additional coverage, such as personal injury protection or uninsured motorist. For a quick rundown of each state’s minimum liability requirements, visit our Insurance Guidelines by State page.
Have your current declarations page handy in order to compare similar coverages.
"I cannot even begin to accurately explain how amazing James Oduor is--he absolutely saved me when I was going through a serious car insurance crisis. Instead of being short with me as many insurance agents can be, James took the time to fully explain what had happened with my Mercury policy, and he worked hard to find me a comparable price with Kemper Specialty. Even after we had fixed all my policy issues and set up payment, he went back and explained a great deal more about how to get my insurance cost down in the future. He reviewed my and my husband's driving record, pointed out the issues, and told me when to expect a rate decrease.Beyond James's unparalleled knowledge and willingness to help, he was also super friendly, funny, and he made me feel better during a super stressful time. AIS is very, very lucky to have someone like James on their staff. I think that if he is not already, that James needs to be put in a position so he can train other agents. He is by far the best insurance agent I have ever dealt with, and I have been buying car insurance for 16 years.If you're reading this, James--thank you so much!" -Kimmy R. (San Jose, CA)