About Me
I joined AIS Insurance in 2014 and have been a licensed agent since 2007. I was born and raised in Los Angeles, CA, and currently reside in an up-and-coming town in Riverside County called Menifee. I am a huge car guy and love live music. My favorite vacation destinations are Las Vegas and Lake Havasu in Arizona. Some of the things I love most as an agent here at AIS are the great conversations I get to have with the awesome people all over our nation and being able to help make a sometimes stressful situation into an easy process. Insurance shopping doesn’t have to be confusing and boring.
Give me a call and find out for yourself why so many have already made the switch to AIS. I am licensed Nationally and can be your agent no matter where you live.
Ask Me About
From accidents and windshield damage to lawsuits and more, AIS offers affordable car insurance coverage to protect you against just about anything. I’ll help you compare quotes from multiple insurance companies at the same time, so you can save time, choose the coverage you want, and pick what you want to pay. Here are additional auto insurance policies we offer:
• Classic Car Insurance
• Mexico Auto Insurance
• Rideshare Insurance
A standard Homeowners Insurance policy typically covers the physical structure of your home and personal property in addition to liability coverage if you’re responsible for another person’s injury or damage to their property. If you’re unable to stay in your home during repairs due to a covered loss, additional living expenses may be provided for you. Here are additional property insurance policies we offer:
• Landlord Insurance
• Flood Insurance
• Earthquake Insurance
Condo Insurance covers what your association doesn’t. It generally covers “the walls in” such as your personal property, interior structures, or injury-related claims against you. Your condo association will generally carry a master insurance policy that covers the outside/physical structure of your condo and common areas like the swimming pools and clubhouses.
Unfortunately, your landlord’s insurance policy only pays for damages to your apartment building, not your belongings. With Renters Insurance, not only are your personal belongings covered, but it may also pay for medical bills if someone is injured in a covered loss, or additional living expenses if your home is not livable due to an occurrence.
Whether you ride a sport bike, touring bike, cruiser, scooter, or custom hog, we have you covered. Choose basic protections like Bodily Injury Liability, Property Damage, and Comprehensive and Collision coverage, or choose to include extra coverage to protect yourself and your bike like Roadside Assistance, Carried Contents, and Custom Parts Insurance.
From luxury Class A motorhomes to pop-up campers, AIS Insurance insures all types of recreational vehicles – even campervans and utility trailers. With specialized RV Insurance coverage, you have the option to add Repair/Replacement Cost Coverage, Personal Property Coverage, Full-Timer’s Coverage, Campsite Liability, and more.
Here are additional insurance coverages to consider:
• Business Insurance
• Umbrella Insurance
• Pet Insurance
Didn’t find what you’re looking for? Give me a call and I can help you find the right coverage for your needs.
Earn With AIS Referral Rewards
Friends help friends save money. But why not earn a little extra money while doing it?
We'll send you a $25 e-gift card for each friend or family that gets a business insurance quote from us. It's that easy and referral rewards add up quickly! So, start telling your friends and family about AIS!
We offer gift cards from:
Amazon • The Home Depot • Best Buy • Target • Starbucks • Walmart • And More
Frequently Asked Questions
Let's start with the basics. Most auto insurance quotes require the following information:
• Driver name(s) and date of birth
• Driver license number(s)
• Year, make, model, and vehicle identification number (VIN) for each car you need to insure
• Address where the vehicle is garaged
• Prior insurance carrier and current coverage and limits
• Ticket and accident history
I may ask whether you rent or own your home and a bit about your assets and background. This information can be helpful to help you choose your liability coverage and discover discounts you may qualify for.
Generally, it's a good idea to review all of your insurance needs at least once a year to ensure that your family and belongings are appropriately protected. If you experienced any significant life event such as getting married, buying a house, or sending your child off to college, give me a call and we can take a look at whether adding additional insurance for these specific types of risks may make sense.
The minimum amount of car insurance you’ll typically need is state-required liability coverage. But keep in mind, state requirements vary widely. Your state may mandate higher or lower limits than others while also requiring additional coverage, such as personal injury protection or uninsured motorist. For a quick rundown of each state’s minimum liability requirements, visit our Insurance Guidelines by State page.
Sometimes we get caught up in trying to find the lowest price and we forget about the most important fact: You get what you pay for. Let’s run through features and benefits and make sure you are getting what you need. After speaking to a knowledgeable agent with 15 years of experience, you will see it’s important to choose the right agency to handle your insurance needs. Get it done right.
"Javier was a pleasure to work with. He sounded like he really enjoys his job. Explained everything clearly. Kept it professional. Thank you Javier for being your company’s competitive advantage."