Micah Campos
About Me
I joined AIS Insurance in 2013 and I am licensed in many states. I strive to provide excellent service, and a thorough assessment of your insurance needs in every interaction with my customers. In my spare time I enjoy boating, fishing, off-roading and camping with my family and friends. I love classic cars and going to car shows.
If you have any questions about insurance, give me a call or send me an email. I’d love to talk to you and answer any questions you might have.
Ask Me About
Business Auto Insurance provides coverage that a standard Personal Auto policy cannot. If your business uses vehicles to operate, such as visiting job sites or transporting clients or materials, you likely need Commercial Auto Insurance to cover your vehicles and employees.
A Business Owner's Policy is one convenient package that combines commercial property insurance, general liability insurance, and business income insurance. You can add additional coverages or bundle other types of insurance policies to your BOP.
Commercial Property Insurance coverages protect businesses against financial losses due to fire, infrastructure issues, natural disasters, theft, vandalism, and more.
General Liability Insurance protects contractors and small-business owners against claims of bodily injury claims, medical costs, and property damage.
Workers’ Compensation Insurance protects businesses and employees when a worker becomes sick or injured from an employment-related cause.
Here are additional commercial insurance coverages to consider:
Earn With AIS Referral Rewards
Friends help friends save money. But why not earn a little extra money while doing it?
We'll send you a $100 e-gift card for each friend or family that gets a business insurance quote from us. It's that easy and referral rewards add up quickly! So, start telling your friends and family about AIS!
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Frequently Asked Questions
Let's start with the basics. Most commercial insurance quotes require the following information:
- - Business name and location
- - Owner information and experience
- - Details of business operations (industry, entity, FEIN#, etc.)
- - Gross annual sales/receipts
- - Claim history
- - Number of employees and annual payroll
- - Commercial Auto Vehicles: Driver's DOB, driver's license #, VIN #, and current insurance coverage
- - Commercial Building: Address, year built, square footage, building construction, type of roof, plumbing, and electrical
Generally, it's a good idea to review all of your insurance needs at least once a year. If you have any major business changes such as hiring an employee or adding a new product or service, give me a call and we can take a look at whether adding additional insurance for specific types of risk may make sense.
In most cases, business insurance is required by law. Most states require businesses with employees to obtain workers' compensation insurance. Businesses who own commercial vehicles or trucks must also be insured with commercial auto insurance. Depending on where you live, your state law may also require you to obtain insurance as part of the licensing process.
The size of your business, where you operate, gross income, types of services offered, the number of employees, and claim history determine the cost of insurance for your business. Most insurance companies will offer you a package deal for the coverage you want. If you want to know the exact cost to insure your salon, request a free business insurance quote today!
Consider bundling your homeowners or renters insurance with your auto insurance. This is one of the best ways to get a better rate and to make sure that your most important assets are protected.
“Micah was extremely pleasant, and professional. My experience dealing with him and the purchase I made was easy and one of the best I have encountered in recent weeks”. - Mildred D. (Mesa, AZ)