Tim Hammons
(866) 520-7335 ext. 78512
About Me
I’ve been a licensed California insurance agent since 1989 and currently licensed in all 50 states. I’ve solved all kinds of insurance needs including Automobile, Homeowners, Landlord, Recreational Vehicles and Motorcycles to name a few. Whether its multiple drivers, difficult Motor Vehicle Records or SR22 requirements, I am confident I can find a solution for you!
Give me a call or send me an email. I'll be happy to answer any insurance questions you might have.
Ask Me About
From accidents and windshield damage to lawsuits and more, AIS offers affordable car insurance coverage to protect you against just about anything. I’ll help you compare quotes from multiple insurance companies at the same time, so you can save time, choose the coverage you want, and pick what you want to pay. Here are additional auto insurance policies we offer:
• Classic Car Insurance
• Mexico Auto Insurance
• Rideshare Insurance
A standard Homeowners Insurance policy typically covers the physical structure of your home and personal property in addition to liability coverage if you’re responsible for another person’s injury or damage to their property. If you’re unable to stay in your home during repairs due to a covered loss, additional living expenses may be provided for you. Here are additional property insurance policies we offer:
• Landlord Insurance
• Flood Insurance
• Earthquake Insurance
Condo Insurance covers what your association doesn’t. It generally covers “the walls in” such as your personal property, interior structures, or injury-related claims against you. Your condo association will generally carry a master insurance policy that covers the outside/physical structure of your condo and common areas like the swimming pools and clubhouses.
Unfortunately, your landlord’s insurance policy only pays for damages to your apartment building, not your belongings. With Renters Insurance, not only are your personal belongings covered, but it may also pay for medical bills if someone is injured in a covered loss, or additional living expenses if your home is not livable due to an occurrence.
Whether you ride a sport bike, touring bike, cruiser, scooter, or custom hog, we have you covered. Choose basic protections like Bodily Injury Liability, Property Damage, and Comprehensive and Collision coverage, or choose to include extra coverage to protect yourself and your bike like Roadside Assistance, Carried Contents, and Custom Parts Insurance.
From luxury Class A motorhomes to pop-up campers, AIS Insurance insures all types of recreational vehicles – even campervans and utility trailers. With specialized RV Insurance coverage, you have the option to add Repair/Replacement Cost Coverage, Personal Property Coverage, Full-Timer’s Coverage, Campsite Liability, and more.
Here are additional insurance coverages to consider:
• Business Insurance
• Umbrella Insurance
• Pet Insurance
Didn’t find what you’re looking for? Give me a call and I can help you find the right coverage for your needs.
Earn With AIS Referral Rewards
Friends help friends save money. But why not earn a little extra money while doing it?
We'll send you a $25 e-gift card for each friend or family that gets a business insurance quote from us. It's that easy and referral rewards add up quickly! So, start telling your friends and family about AIS!
We offer gift cards from:
Amazon • The Home Depot • Best Buy • Target • Starbucks • Walmart • And More
Frequently Asked Questions
Let's start with the basics. Most auto insurance quotes require the following information:
• Driver name(s) and date of birth
• Driver license number(s)
• Year, make, model, and vehicle identification number (VIN) for each car you need to insure
• Address where the vehicle is garaged
• Prior insurance carrier and current coverage and limits
• Ticket and accident history
I may ask whether you rent or own your home and a bit about your assets and background. This information can be helpful to help you choose your liability coverage and discover discounts you may qualify for.
Generally, it's a good idea to review all of your insurance needs at least once a year to ensure that your family and belongings are appropriately protected. If you experienced any significant life event such as getting married, buying a house, or sending your child off to college, give me a call and we can take a look at whether adding additional insurance for these specific types of risks may make sense.
The minimum amount of car insurance you’ll typically need is state-required liability coverage. But keep in mind, state requirements vary widely. Your state may mandate higher or lower limits than others while also requiring additional coverage, such as personal injury protection or uninsured motorist. For a quick rundown of each state’s minimum liability requirements, visit our Insurance Guidelines by State page.
Find an agent who listens to your needs and can research multiple companies to provide you options for your individual situation.