AIS Update on COVID-19: To all auto insurance customers, insurance companies may be issuing premium reductions and relief. We've provided a list of insurance companies and additional information. Learn more.
BUSINESS OWNERS POLICY (BOP)
Protect Your Business from Every Angle
The Insurance Bundle for Every Business
A Business Owner’s Policy is one convenient package containing various insurance products that protect businesses from property and liability risks. This package policy is designed for small and medium-sized companies and helps keep the lights on in the case of business interruption or other covered losses.
What to Know About a Business Owners Policy (BOP)
Business Insurance transfers the financial consequences of a covered incident to the insurance carrier.
BOP is the ideal coverage for business owners with fewer than 100 employees, less than $5 million in sales, and who need coverage for property or equipment that must be protected. Note that BOPs do not cover Professional Liability, Business Auto, Worker’s Compensation, and the like.
Here are coverages typically bundles in a BOP:
Why Do You Need AIS?
Whether your buy a policy online or speak with our specialists, AIS will go above and beyond to help you meet your Business Insurance needs. This is valuable to business owners as we continue to look for the best rates and coverage for your business as it evolves, grows, and adapts. AIS’s Business Insurance department is made of a group of experts—true specialists that listen to your needs and have a deep understanding of your potential areas of liability.
If BOP looks like the right package for you, let’s get started on making sure that your business is properly insured. If you don’t think this is the right one for you, an AIS Business Specialist to see the range of other business insurance products we can offer you. Whether you’re a corporation or a sole proprietorship, we’re here to help your business thrive.
Additional Insurance Coverages to Bundle
Wouldn’t it be great if you could save money on insuring your business and all of its assets? At AIS, we find affordable coverage for a wide variety of businesses.
We compare the best rates from multiple trusted carriers, so you know you’re getting the best protection for the best price.
Related Business Insurance Articles
Include a General Liability Policy in Your Business Insurance Quotes
With constant contact with customers, contractors, or business partners, you need General Liability should something go wrong or be blamed on your business.
BOP Made Easy: Business Owners Policy Explained
BOP combines the protection found in other business insurance coverages and packages it in a customizable policy that suits your specific type of business.
6 Types of Commercial Insurance – and Why You Might Need Them!
These types of insurance policies are designed to protect business owners in the case of an unexpected event, which could result in substantial losses.