AIS Update on COVID-19:  To all auto insurance customers, insurance companies may be issuing premium reductions and relief. We've provided a list of insurance companies and additional information.  Learn more.


We're called Auto Insurance Specialists for a reason

A Safe Bet for Car Insurance Coverage

AIS makes buying Auto Insurance easy and stress-free. Our friendly, knowledgeable specialists guide you through coverage options and discounts before shopping 30+ insurance partners to find you the right policy at a great price. Call us or get a free online quote today. 

Auto basic coverage gir in van

Basic Coverages

Every car on the road must have insurance that meets state requirements. While some states only require Bodily Injury Liability and Property Damage Liability, others have different minimums. Note that if you're found at-fault in an accident, Liability Insurance alone will not cover your losses, only the other drivers'.

Auto standard coverage guy driving with dog

Standard Coverages

Most drivers want more than basic coverage so that costs to repair a car or pay medical or other expenses are included. Standard coverages include Collision/Comprehensive, Uninsured/Underinsured Motorist, Medical Expenses and Personal Injury Protection. 

Auto additional coverage girl in van

Additional Coverages

For just a few extra dollars, many people opt to add these important coverages to reduce possible out-of-pocket expenses: Rental Car Reimbursement, Towing, Loan/Lease Gap Coverage, and Rideshare Insurance.

Understanding Auto Insurance

Why is Auto Insurance necessary? Having Car Insurance is vital; it covers your expenses in the event of vehicle damage or injuries to other drivers, passengers or pedestrians.

What is Auto Insurance? Auto Insurance is an agreement between you and the insurance company. It protects you against financial loss in the event of an accident or theft. By paying a premium, the insurance company agrees to pay your losses outlined in your policy.

How are Car Insurance rates determined? Auto Insurance costs vary widely based on individual rating factors like age, gender location and vehicle among other specific state differences.

Common Insurance Coverage on an Auto Insurance Policy

Why AIS?

AIS has over 50 years of Auto Insurance experience. Our Insurance Specialists shop dozens of Auto Insurance partners to find you the best combination of price and coverage. We'll see if you qualify for a multi-car or multi-policy discount because the more you bundle, the more you save. 

Our agents are here to find every price-break available and to act as advocates for you with the carrier. At renewal, we re-shop your policy to see if you qualify for a lower rate.

The difference is in how we shop Auto Insurance for you. Start your AIS Instant Quote now. Then sit back and get ready to save.

Auto Insurance Partners

We work with over 30 Car Insurance partners to compare rates and get you the best insurance coverage and price possible. We shop dozens of carriers to find you the type of insurance that fits your needs.

See All Our Partners

Related Products


Someday your home may face theft, liability, fire, flood or natural disasters. That's why it's important to safeguard your most valuable asset with the best coverage.


The open road is calling your name. So is the right insurance for your motorcycle. See what coverages fit your bike, your lifestyle and your budget.


Coverage made for businesses. From construction to party planning, this one is it. Coverage a standard policy can't offer- cargo, equipment, rentals and more.


Get coverage for nearly any asset you need to protect. AIS is the one-stop insurance shop. We provide insurance service for your car, home, business plus more.