Compare Multiple Auto Insurance Quotes to Find Your Best Rate
When shopping for car insurance, comparing quotes from multiple providers is essential to ensure you get the best combination of coverage and price. Our online tool makes it easy to compare rates from our network of trusted providers in just a few clicks at no additional cost. On average, AIS customers save over $650 annually on car insurance by making the switch. Here's how it works:
Commonly Asked Questions About Comparing Car Insurance Quotes
Comparing car insurance quotes has never been easier with AIS. Here's what you'll need to start a new auto quote:
- Personal information: full name, address, date of birth, driving history, and previous insurer details.
- Vehicle information: make, model, year, and annual mileage.
Once you have the required information, here's how the process typically works:
- Enter your zip code to start your online quote.
- Fill out the required information about your vehicle and driving history.
- Select the type of coverage you need.
- Watch quotes from multiple companies load before your eyes!
- Buy your policy online or speak with an agent if you prefer.
Although the terms "car insurance quote" and "car insurance policy rate" may sound similar, the two have slightly different meanings.
A car insurance quote represents the estimated cost of an insurance policy based on information provided by the customer. If you don't provide all relevant information during the quote process, such as forgetting to provide details about your driving history or car information, you could see a difference between your insurance quote and final policy rate.
A car insurance policy rate is the actual amount your insurance coverage will cost once it is in effect. Your policy rate is typically set after more detailed underwriting and risk assessment. Once your rate is determined, it will represent the amount you will pay for your selected coverage during the policy's term.
It's important to understand that every car insurance provider rates customers differently. That's because your insurance rate is based on multiple factors that can significantly vary from driver to driver, such as your driving history, vehicle information, and usage. Additionally, some insurers may weigh certain factors more than others. This is what makes comparing car insurance rates so important.
Comparing car insurance quotes from multiple providers makes finding a policy that best suits your needs and budget easy without sacrificing coverage. We recommend comparing rates each time your policy is up for renewal to ensure you get the best rate possible. Once you've found a rate you are happy with, be sure to also ask about any auto insurance discounts you may qualify for to increase your potential savings.
When comparing insurance quotes, it's essential always to use the same coverage limits and information to compare accurately.
At AIS, we simplify the process by showing you side-by-side comparisons of each quote with their respective rate. Plus, with our extensive network of insurance partners, you can easily compare quotes from various providers without going back and forth between different sites. AIS proudly partners with industry leaders such as Mercury Insurance, Progressive, Travelers, Kemper, and many more.
Common factors that affect your policy's price include coverage options, deductibles, and discounts. However, your driving history, credit score (where permitted by law), and additional factors may also be used to determine your insurance rates.
Not always. Because some carriers weigh certain factors differently, you may have a better rate with one company than with another. However, it is possible that a lower rate could mean less coverage. That's why matching up your coverage and deductible limits from one company to the next is essential to ensure you're not sacrificing coverage for a lower rate. Our online tools help you compare rates, coverages, and more side by side in one convenient location.
Our Insurance Partners
With so many carriers available, we understand that searching for car insurance quotes can feel overwhelming. That's why AIS partners with industry leaders to make it easy to compare auto quotes and search for savings, all from one convenient location.
Whether you need basic liability coverage or are searching for more comprehensive options, our insurance partners can help. Learn more about our partners to find your ideal match of coverage and price.