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WYOMING
AUTO INSURANCE

The Equality State

Compare Wyoming Auto Insurance Quotes From Multiple Companies

Wyoming Auto Insurance

Wyoming is the state where the Great Plains meet the Rocky Mountains. This beautiful state is full of vast plains and mountain ranges, including the famous Grand Teton, the second highest peak in the state. There is also Yellowstone National Park, where you’ll find the famous gushing geyser Old Faithful. You’ll need a vehicle to get around and see everything Wyoming has to offer, which means you’ll also need Car Insurance.

This is where Auto Insurance Specialists can make your life easier. We compare coverage options and rates from several different carriers before you decide what best fits your needs. Try our simple form for an AIS Instant Quote®. You’ll never believe how easy it is to get the best plan at just the right price.

Required Auto Insurance in Wyoming

In Wyoming, you must have Liability Insurance according to state law. This type of coverage will help cover costs of injuries and property damage you may cause to someone else in a car accident that is your fault. However, this type of coverage will not cover any of your own injuries or damages in this situation.

State Minimum Liability Coverage in Wyoming

  • BI or Bodily Injury: $25,000 per person, $50,000 per accident.
  • PD or Property Damage: $20,000 for property damage.


To learn more about specific Auto Insurance coverage, visit our Car Insurance Coverage page.

Optional Coverage in Wyoming

While you’re not required by law to carry the following types of coverage, you may first want to assess what the costs would be out-of-pocket without any additional coverage at all. You may find that paying a few more dollars a month makes more sense for you. Or, you may feel that you’re financially stable enough to pay for an expensive accident if it occurs.

Optional coverage in Wyoming often includes:

  • Collision Coverage*: This coverage helps pay for damages in the event of an accident involving other vehicles. Though the cost to fix vehicle damage varies greatly following an accident, you can pretty much count on most car repairs to be fairly costly. With national average repair costs of nearly $3,000, you risk paying those repair costs out of your own pocket if you do not have Collision coverage.
  • Comprehensive Coverage*: If there are damages to your car caused by something other than a car collision, Comprehensive coverage will help cover these types of incidents. This can include compensation for damage done to car by natural disasters, hail, tornadoes, vandalism and more.
  • Uninsured/Underinsured Motorist Coverage: This type of coverage helps pay for injuries and damages resulting from an auto accident in which the other driver was at fault and does not have enough Auto Insurance or any at all. Without this coverage, you would be responsible for paying for your own injuries and damages, even if the accident was not your fault. 
  • Medical Payments: This will help you pay for your medical or funeral costs if you or your passengers were injured or killed in an accident. This coverage applies even if you were at fault.
  • Rental: This coverage pays for your rental car expenses when your car is being repaired from an accident, up to policy limits. This addition to your Auto Insurance policy could mean the difference between having a working vehicle within a few days after an accident or not having one for a few weeks or more after an accident.
  • Towing: This coverage reimburses you for towing costs that come from your car breaking down, up to your policy limit.

*Although Collision coverage and Comprehensive coverage are not required by law, they may be required in your car loan or lease contract with the lender.

While Wyoming law does not require any of these optional coverages, it may be in your best interest to pay a few extra dollars a month to make sure you’re financially protected in all possible auto-related situations. If you have questions about these coverages or how to add them to your Auto Insurance policy, contact a licensed AIS agent today.

Most Stolen Car Models in Wyoming

At AIS we know that the best way to keep your Car Insurance rates low is to drive safely and avoid accidents. But there are other factors that determine rates. One of these is your car’s make and model. If your car is a popular target for theft, your Auto Insurance rates may go up.

According to www.nicb.org, these are the top 10 cars that were stolen in Wyoming in 2017:

  1. Chevrolet Pickup (Full Size)
  2. Ford Pickup (Full Size)
  3. Dodge Pickup (Full Size)
  4. GMC Pickup (Full Size)
  5. Toyota Camry
  6. Toyota Corolla
  7. Chevrolet Suburban
  8. Ford Mustang
  9. Ford Pickup (Small Size)
  10. Jeep Cherokee/Grand Cherokee

421,098

Licensed Drivers in Wyoming

579,315

Wyoming Residents

Wyoming Auto Insurance Discounts

At AIS we don’t underestimate how much discounts can lower your premium. Speak with our Insurance Specialists about which Auto Insurance discounts you may qualify for. There’s no need to overpay for your Car Insurance, so let AIS help!

Here are some of the Wyoming Auto Insurance discounts you may qualify for:

  • Defensive Driving
  • Good Driver
  • Good Student
  • Multiple-Policy
  • Accident Free
  • Multi-Car

To learn more about specific discounts, visit our Discounts page.

From its peaks to its valleys, Wyoming has a wide range of beautiful terrain to explore. The easiest way to get from place to place is by car. If you’re a driver in Wyoming, then you need the best Auto Insurance available to you. AIS can help you compare rates quickly and easily. We do all the work and then you choose the best option for you! Our licensed and knowledgeable Insurance Specialists ensure you get the best Car Insurance coverage at a price that works for you. Call us today for a free quote!

Start a Wyoming Auto Insurance Quote Today: (888) 772-4247 Get Online Quote

About Wyoming

Wyoming was the first state in the country to give women the right to vote.

Devils Tower was designated as the first National Monument in 1906.

Notable Wyoming Attractions

Yellowstone National Park

Grand Teton National Park

Old Faithful Geyser

Grand Prismatic Spring