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HOMEOWNERS INSURANCE

Have peace of mind knowing your home is covered at an affordable price

Protecting Your Home Sweet Home

Your house is the place you call home and one of your most valuable investments. That’s why it's important to have the best coverage without overpaying for it. We can help with that. By comparing rates from our premium Homeowners Insurance partners, we can find you the best combination of price and coverage.

father and son in front yard at home

Basic Coverages

A standard Homeowners Insurance policy typically covers the physical structure of your home, permanent structures on your property, your personal property and loss of use. In addition to the costs that result from a covered loss, a standard Homeowners Insurance plan protects you against personal liability exposure as a homeowner.

two young sisters on bouncy balls in front yard

Additional Coverages

It’s important to know that Flood Insurance and Earthquake Insurance are not included in a standard Homeowners Insurance policy. Unfortunately, many homeowners discover this once it’s too late. Make sure you have all the protection you need for your home by speaking with an Insurance Specialist about the coverages that are right for you.

Understanding Homeowners Insurance

An asset as valuable as a house comes with substantial financial risks such as theft, liability, fire, natural disasters and more. Therefore, it makes sense that most mortgage companies require you to carry a Homeowners Insurance policy to protect your loan. This policy will provide financial protection not only to the mortgage company, but also to homeowners. 

Even after your mortgage is paid off, it’s essential to keep your home and your personal belongings within safeguarded against the unpredictable. The best way to do that is to have sufficient Homeowners Insurance coverage.

What Are My Homeowners Insurance Coverage Options?

Why Do You Need AIS?

AIS will match you with a top-rated insurance carrier while providing outstanding customer service. We act as an advocate between you and the carrier, all without ever charging a fee. Speak with an AIS Insurance Specialist to see if you can bundle your Home and Auto Insurance policies for a multi-policy discount. Our agents are here to find every price-break available.

Homeowners Insurance Partners

We work with multiple insurance partners to compare rates and find you the best price and coverage from premium carriers. Finding you a great deal on Homeowners Insurance that fits your lifestyle is something we do best. 

See All Our Partners

Related Homeowners Insurance Articles

What To Know Before Buying Homeowners Insurance
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Find out everything you need to know about Homeowners Insurance, what it covers and what your options are when it comes to purchasing your policy.

18 Things Covered by Homeowners Insurance
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When it comes to your Homeowners Insurance policy, you may be surprised to discover that you're covered for much more than you think.

Is Flood Damage Covered By My Homeowners Insurance
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Flood damage is typically not covered on a standard Homeowners Insurance policy. However, Flood Insurance coverage is important for every home.

What Do I Do If My House Is Broken Into
What Do I Do If My House Is Broken Into?

If your home gets broken into, your property may be damaged or stolen. Here are the steps you should take to recover your losses and restore your peace of mind.