The Right Coverage for Your Business
General Liability Insurance protects contractors and small-business owners against claims of bodily injury claims, medical costs, and property damage. It is often bundled with Business Liability Insurance or Property Insurance but can also be purchased as a standalone policy. General Liability Insurance covers the following: bodily injury and property damage, lawsuits, medical, personal injury, contract liability, and more.
What to Know About General Liability Insurance
Business Insurance transfers the financial consequences of a covered incident to the insurance carrier. It’s important to note that General Liability Insurance will not cover liquor liabilities. Any business that serves alcohol (restaurants, hair salons, paint and sip venues, etc.) needs to purchase Liquor Liability coverage. Here are the types of coverages typically included in a General Liability Insurance policy:
If your business is found to be legally liable for an injury, this may cover the claim and related medical expenses up to the policy limits.
This coverage may protect your business if there is damage to the property of others.
It may cover the following conditions: lawsuits (inside and outside defense), contract liability, and more.
How AIS Insurance Is The Perfect Partnership For Your Business
Whether your buy a policy online or speak with our specialists, AIS will go above and beyond to help you meet your Business Insurance needs. This is valuable to business owners as we continue to look for the best rates and coverage for your business as it evolves, grows, and adapts. AIS’s Business Insurance department is made of a group of experts—true specialists that listen to your needs and have a deep understanding of your potential areas of liability.
If you are an independent contractor or a small business owner, you will need General Liability Insurance to safeguard your business and livelihood. Receive your quote today and start taking advantage of the protection General Liability Insurance offers. Remember to bundle when possible for a multi-policy discount.